Contact O'Malley & Langan, P.C., in Pennsylvania to learn about long-term disability laws and whether you are eligible for Social Security disability benefits.
O'Malley & Langan, P.C.
Worker Compensation Attorneys
9 North Main St, P.O. Box 664,
Pittston, Pennsylvania 18640
Tel: (570) 883 - 1321
Fax: (570) 883 - 1250
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213 Main St,
Towanda, Pennsylvania 18848
Tel: (570) 265 - 5800
Fax: (570) 268 - 0947
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426 Mulberry St, Suite 104,
Scranton, Pennsylvania 18503
Tel: (570) 344 - 2667
Fax: (570) 344 - 6199
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The Social Security Administration pays cash benefits for individuals with disability who are unable to work for a year or more. However, there are other sources of support for long-term disabilities such as disability insurance. O'Malley & Langan, P.C., in Pennsylvania, can help you obtain long-term disability benefits if you have purchased disability insurance, and explain the laws involved in your case.
Social Security pays cash benefits to people who are disabled and unable to work. This includes individuals who were born with a disability or who developed a disability as a child and have never been able to work. It also applies to those who became disabled later in life due to an accident, injury, or other impairment.
To be considered disabled by Social Security, you must meet the following requirements:
Our firm in Pennsylvania helps people all over the country who are struggling with a long-term disability understand the laws governing their case. We can help you make sense of the options available to you and help you obtain the benefits you need.
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In addition to Social Security disability benefits, there are other sources of support that help disabled individuals and their families cope with a long-term disability. However, it is important to understand how the laws can affect your opportunity to obtain disability benefits from Social Security, and their relationship to other benefits which may be available to you.
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Similar to short-term disability insurance, long-term disability insurance policies are typically available through an employer, but they can also be purchased privately. Any payments you receive from a long-term disability insurance plan will not affect the amount of Social Security disability payments you are eligible to receive. However, your receipt of Social Security benefits may impact the amount of long term disability benefits you receive.
From our experience in handling workers’ compensation and injury cases throughout Pennsylvania and the country, we understand how long-term disability insurance laws affect other types of benefits you may receive.
Most long-term disability insurance plans that are purchased through an employer are governed by ERISA (the Employee Retirement Income Security Act). ERISA controls the process of receipt of benefits through your disability insurance plan. Privately purchased long-term disability insurance policies are not governed by the same laws as many employer-created plans. In addition, policy language may affect the amount of benefits you receive through the combination of Social Security Disability (SSD) and Long-Term Disability (LTD) benefits.
Our lawyers can determine how your disability insurance plans may affect your eligibility to receive benefits through Social Security, and vice versa.
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If you have a disability that has lasted or is expected to last a year or more and prevent you from working, contact O'Malley & Langan, P.C., in Pennsylvania for assistance. We can help you understand long-term disability laws, and help you obtain Social Security disability benefits.
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